Global Financial Impact, LLC and/or its affiliates (“Global Financial Impact”, “we” or “us”) operate an online store (“Global Financial Impact”) located at globalfinancialimpact.com from which you may purchase products and services.
These Terms of Use apply to the content and functionality of Global Financial Impact.
You may give us information about yourself when you visit Global Financial Impact. Our Privacy Policy explains our practices with respect to that information. We may need to send you email and text messages in order to, for example, verify your identity or provide you with important information. You authorize us to send those messages when you visit Global Financial Impact and provide your contact details. Standard text or data charges may apply to text messages. Where offered, you may disable text message notifications by responding to any such message with “STOP”, or by following instructions provided in the message. However, by disabling text messaging, you may be disabling important security controls and may increase the risk of loss to your business.
As between you and Global Financial Impact, Global Financial Impact and its licensors exclusively own all rights, title, and interest in the patents, copyrights (including rights in derivative works), moral rights, rights of publicity, trademarks or service marks, logos and designs, trade secrets, and other intellectual property embodied by, or contained in Global Financial Impact (collectively, “Global Financial Impact IP”). Global Financial Impact IP is protected by copyright, trade secret, patent, and other intellectual property laws, and all rights in Global Financial Impact IP not expressly granted to you in these Terms of Use are reserved.
You may choose to or we may invite you to submit comments or ideas about improvements to Global Financial Impact or our products or services (“Ideas”). If you submit an Idea to us, we will presume that your submission was voluntary, unsolicited by us, and delivered to us without any restrictions on our use of the Idea. You also agree that Global Financial Impact has no fiduciary or any other obligation to you in connection with any Idea you submit to us, and that we are free to use your Ideas without any attribution or compensation to you.
Global Financial Impact grants you a limited, revocable, non-exclusive, non-transferable license to access Global Financial Impact. This license does not include a right to use any of the content and information, including product listings. Our Marks Usage Agreement sets out the terms and conditions that apply to your use of our logos. Your permissions and/or licenses are automatically terminated by any unauthorized use.
Details of the products and services available for purchase in Global Financial Impact are set out in the website. All features, content, specifications, products and prices of products and services described or depicted in Global Financial Impact are subject to change at any time without notice. Unless expressly noted, all weights, measures and similar descriptions are approximate and are provided for convenience purposes only. Packaging may vary from that shown, and the appearance of a product in reality may differ from its appearance to you on Global Financial Impact due to the limitations of the systems that you use to access Global Financial Impact. The inclusion of any products or services in Global Financial Impact at a particular time does not imply or warrant that these products or services will be available at any time. Occasionally, the manufacture or distribution of a certain product or service may be delayed for a number of reasons. In such an event, we will make reasonable efforts to notify you of the delay and keep you informed of the revised delivery schedule. By placing an order, you represent that the products ordered will be used only in a lawful manner.
a. Subscription terms. We may offer you the ability to purchase subscriptions via Global Financial Impact. Terms specific to a subscription will be disclosed to you at or prior to the time at which you purchase the subscription, and by purchasing the subscription you are agreeing to those terms.
b. Cancellation. Your cancellation rights, and the mechanism via which you may notify us of your decision to cancel, will be disclosed to you at or prior to the time at which you purchase a subscription.
We may require that you create an account to access the Global Financial Impact, including to make purchases. If we do so, you must provide accurate information about yourself when you create an account and ensure that you update us if that information changes. You must ensure that your login details remain confidential. You are responsible for any activity, including any purchases made, under your account. We reserve the right to terminate your account at any time and for any reason.
This Section 7 applies to Global Financial Impact products that are physical goods. For clarity, this Section 7 applies despite any contrary terms in any invoice or purchase order.
Orders are shipped using carriers selected by Global Financial Impact. The shipping fees you will be charged, if any, will be provided to you before you confirm your order. If we provide you with an estimated shipping date, the estimated delivery date is not guaranteed, and inventory shortages or events beyond our control could impact the delivery date. Global Financial Impact is not liable for delivery later than the estimated delivery date, or for any loss, damage, or penalty you may incur from a delay in shipment or delivery. Unless otherwise noted in the product description, each Global Financial Impact product will be delivered at FCA delivery location (as such location is designated on the applicable order) (Incoterms 2010).
Unless otherwise noted in the product description, Global Financial Impact may be returned in their original packaging and condition (including all accessories and components provided) within 30 days of purchase. However, unless we tell you otherwise, you will only be entitled to a refund if we provide you with an item that does not match the product description of the item that you purchased. If that occurs, your exclusive remedy is to return the item in unused condition, in exchange for a refund. To begin the return process, please contact us. Return shipping instructions will be provided. Global Financial Impact will cover the cost of return shipping and will refund your purchase price in full.
You may not use Global Financial Impact or purchase any Global Financial Impact product in or for the benefit of a country, organization, entity, or person embargoed or blocked by any government, including those on sanctions lists identified by the United States Office of Foreign Asset Control (OFAC). We do not claim, and we cannot guarantee that Global Financial Impact or any Global Financial Impact product is or will be appropriate or available for any location or jurisdiction, comply with the laws of any location or jurisdiction, or comply with laws governing export, import, or foreign use.
We provide Global Financial Impact, Global Financial Impact IP and Global Financial Impact products “as is” and “as available”, without any express, implied, or statutory warranties of title, merchantability, fitness for a particular purpose, noninfringement, or any other type of condition, warranty or guarantee. No data, documentation or any other information provided by Global Financial Impact or obtained by you from or through Global Financial Impact – whether from Global Financial Impact or another entity, and whether oral or written – creates or implies any warranty from Global Financial Impact to you.
Global Financial Impact disclaims any knowledge of, and does not guarantee: (a) the accuracy, reliability, or correctness of any data provided through Global Financial Impact; (b) that the Global Financial Impact products will meet your specific needs or requirements; (c) that Global Financial Impact will be available at any particular time or location, or will function in an uninterrupted manner or be secure; (d) that Global Financial Impact will correct any defects or errors in Global Financial Impact; or (e) that Global Financial is free of viruses or other harmful code. Use of data, products or services that you access, purchase or download through Global Financial Impact is done at your own risk – you are solely responsible for any damage to your property, loss of data, or any other loss that results from such access, download or use.
Under no circumstances (including negligence) will Global Financial Impact, or any of its directors, officers, employees, agents, or suppliers, be liable for any indirect, special, incidental, consequential, or exemplary damages arising from or relating to Global Financial Impact or any Global Financial Impact products, including your use or inability to use Global Financial Impact or any Global Financial Impact products, even if Global Financial Impact has been advised of the possibility of such damages. This includes, but is not limited to, loss of data, loss of revenue or anticipated profits, loss of goodwill, loss of business, loss of opportunity, and loss of use. If you are dissatisfied with Global Financial Impact or any Global Financial Impact products, or you have any dispute with us relating to Global Financial Impact or Global Financial Impact products, your sole and exclusive remedy is to terminate your use of Global Financial Impact and cease purchasing Global Financial Impact products.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain damages. Accordingly, some of the above disclaimers and limitations may not apply to you. To the extent that Global Financial Impact may not, as a matter of applicable law, disclaim any implied warranty or limit its liabilities, the scope and duration of such warranty and the extent of Global Financial Impact’s liability will be the minimum permitted under such applicable law.
We want to address your concerns without needing a formal legal case. Before filing a claim against Global Financial Impact, you agree to try to resolve the dispute informally by contacting us. We will try to resolve the dispute informally by contacting you via email. If a dispute is not resolved within 90 days of submission, you or Global Financial Impact may bring a formal proceeding.
You and Global Financial Impact agree to resolve any claims relating to these Terms of Use or Global Financial Impact through final and binding arbitration, except as set forth under Exceptions to Agreement to Arbitrate below. You can decline this agreement to arbitrate by contacting us within 15 days of first accepting these Terms of Use and stating that you decline this arbitration agreement.
The American Arbitration Association (AAA) will administer the arbitration under its Commercial Arbitration Rules. The arbitration will be held in San Jose (CA), or any other location both parties agree to in writing.
Exceptions to Agreement to Arbitrate. Either you or Global Financial Impact may assert claims, if they qualify, in small claims court in San Jose (CA) or any United States county where you live or work. Either party may bring a lawsuit solely for injunctive relief to stop unauthorized use or abuse of Global Financial Impact or intellectual property infringement without first engaging in arbitration or the informal dispute-resolution process described above.
We may update these Terms of Use from time to time. If we believe that the changes are material, we’ll let you know by posting the changes through Global Financial Impact and/or sending you an email or message about the changes. Any changes will be effective upon posting or as otherwise indicated in the notification message. Your continued use of Global Financial Impact after we notify you of changes will mean that you accept the updated Terms of Use.
Please contact us with any questions regarding these Terms of Use.
Service Contact Details For enquiries or comments regarding this Policy, customers may visit: https://globalfinancialimpact.
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